"A relatable personal finance guide that gives a fresh take on how to control your impulse spending so you can stick to a budget and pay off debt, without the guilt and shame of traditional financial advice--from the hosts of the beloved Frugal Friends podcast"-- Provided by publisher.
Shares step-by-step guidelines for overcoming blocks, moving past fear, and making real-world money, revealing how personal perceptions and bank accounts reflect obstructive beliefs that can be rendered lucrative through strategic concept changes.
"Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health. Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own, debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. "Don't even consider keeping up with the Joneses," Ramsey declares in his typically candid style. "They're broke!" This book isn't theory. It works every single time. It works because it is simple. It works because it gets to the heart of the money problems: you"--Publisher's description.
"What are the secrets to a healthy, happy, and wealthy retirement? To answer that question, longtime Morningstar columnist and podcaster Christine Benz asked 20 retirement thought leaders to go deep on a single lesson that they believe contributes to success in retirement. These lessons range from nitty gritty financial matters to quality-of-life considerations that help pre-retirees and retirees maximize their “time on earth” allocations. On the financial side of the ledger, the book delves into knowing your retirement income style (Wade Pfau), understanding how your spending might change in retirement (David Blanchett), and organizing your portfolio to support in-retirement cash flows (William Bernstein). Other interviews probe softer but no less important considerations, such as how to spend in order to optimize happiness (Ramit Sethi), the value of burnishing relationships later in life (Laura Carstensen), and living life so that you have no regrets in the end (Jordan Grumet). These lessons help soon-to-retire and already-retired individuals and their advisors tackle retirement with confidence, wisdom, and a specific plan for maximizing their financial and human capital."-- Publisher.
The groundbreaking NEW YORK TIMES and WALL STREET JOURNAL BESTSELLER that taught a generation how to earn more, save more, and live a rich life-now in a revised 2nd edition.
Buy as many lattes as you want. Choose the right accounts and investments so your money grows for you-automatically. Best of all, spend guilt-free on the things you love.
Personal finance expert Ramit Sethi has been called a "wealth wizard" by Forbes and the "new guru on the block" by Fortune. Now he's updated and expanded his modern money classic for a new age, delivering a simple, powerful, no-BS 6-week program that just works.
I Will Teach You to Be Rich will show you:
• How to crush your debt and student loans faster than you thought possible
• How to set up no-fee, high-interest bank accounts that won't gouge you for every penny
• How Ramit automates his finances so his money goes exactly where he wants it to-and how you can do it too
• How to talk your way out of late fees (with word-for-word scripts)
• How to save hundreds or even thousands per month (and still buy what you love)
• A set-it-and-forget-it investment strategy that's dead simple and beats financial advisors at their own game
• How to handle buying a car or a house, paying for a wedding, having kids, and other big expenses-stress free
• The exact words to use to negotiate a big raise at work
Plus, this 10th anniversary edition features over 80 new pages, including:
• New tools
• New insights on money and psychology
• Amazing stories of how previous readers used the book to create their rich lives
Master your money-and then get on with your life.
A 10th anniversary edition of Ramit Sethi's groundbreaking and bestselling personal finance plan for young adults. Sethi's practical approach is delivered in an irreverent, funny, no-B.S. style that inspires readers to do what he says. It is based on the four pillars of personal finance-banking, saving, budgeting, and investing-and the wealth-building ideas of personal entrepreneurship, but this new edition goes beyond, to detail what makes a "rich life."
This hands-on lesson in investing keeps you engaged as you learn how to build a portfolio and expand your savings.
"A funny, useful guide to saving $1,000 a month, based on the popular series in The Detroit News. With middle-class families more stretched than ever, nationally syndicated personal finance columnist Brian O'Connor decided to test his own advice about saving money. He began a ten-week experiment to cut his family's monthly expenses by $1,000-without sacrificing anything truly important. The result is a funny, savvy guide to budgeting in the real world, across ten different categories of spending. It can help families eliminate petty squabbling about money and feel better about where those hard-earned dollars are going"-- Provided by publisher.
Presents information about how to save money by spending wisely and using common household products in ways other uses than their intended use, including groceries, cleaning supplies, health and beauty aids, and tools.
"This definitive guide gives you everything you need to give your children the best education possible, at a price you can all afford"-- Provided by publisher.
Written by the parents of five children attending institutions at no cost to them. the Hewitt's use a unique organizational strategy that takes students and parents through the process of creating a game plan to fund their college educations by focusing on students interests.
"Seventy percent of college students graduate with an average of nearly $30,000 in debt--more than many college graduates make in their first year out of school. Motivated, intentional planning can make thousands of dollars of difference when it comes to paying for college. This book will equip students and parents with the know-how to confidently navigate financial planning at this important season, enabling students to graduate with a great financial foundation to accompany their hard-earned degree."-- Provided by publisher.
